Banking-as-a-service platform

Digital Banking for Everyone

Melon is a full-service digital bank with products and services for individuals, small and medium-sized businesses, and corporations.

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More than 80+ companies trust us nationwide

Products

Our Solution For Your Embedded Financial Needs

We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.

Banking as a Service

Funds Transfer API

Melon electronic money institution provides functions to transfer money between your accounts to third parties accounts within or outside the bank. Here are some benefits:

Instantaneous and seamless payment operations.
Safety of transactions as a result of regulatory standards
Risk management

Read API Docs

Banking as a Service

Virtual Account

Create virtual accounts and have access anywhere and anytime, make payments, and manage financial transactions, just like any traditional bank account. Here are some benefits:

Cost effective, no maintenance or transaction fees
Easy access to your cards and finances anytime, anywhere.
Transparency in transactions and all your financial data

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Melon Business

The All-in-One POS Banking Solution

Revolutionize Your Business Finances with Melon, make savings, access loans and carry out other banking activities like bill payment.

Improved Efficiency

POS devices can assist businesses in streamlining their sales and payment processes, thereby decreasing wait times and increasing customer satisfaction.

Enhanced Accuracy

With POS devices, businesses can ensure that all transactions are accurately recorded and tracked, making inventory management and sales trend tracking easier.

Better Customer Experience

POS devices can help businesses improve the customer experience by making payments more convenient and efficient.

Benefits

Why You Should Work With Us.

We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.

Speed and Flexibility

We provide our users with special features and conditions that work. Utilize Melon's adaptable API to personalize the experience.

Increased Customer Loyalty

Increase customer loyalty by integrating financial services into your product while using our services.

Fully Authorized Bank

We handle all of the complexities so you can focus on developing the best products for your customers.

Benefits

Melon App

Melon app is a digital banking platform that leverages on the MFB license to provide financial services and solutions that banks typically provide to individuals.

Pay Bils

Transfer funds

Save money

FAQs

Got Any Questions? Let us help

We’re here to answer all your questions about Melon

How does Melon Business work?

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.

Is it safe to use Melon?

Yes, it is safe to use Melon. The platform uses advanced security protocols to ensure that your data and transactions are protected. Every transaction made through the Melon POS terminal is encrypted, and the platform complies with regulatory standards to provide a secure banking environment for its users.

Can I track my transactions?

Absolutely. Melon allows you to easily track all your transactions through the app. Every payment, transfer, and transaction is recorded in real-time, giving you a clear view of your financial activities. You can access your transaction history at any time for better financial management.

Are there hidden fees on Melon?

No, there are no hidden fees on Melon. The platform is transparent about all costs associated with its services. Any applicable fees, such as transaction charges or interest rates on loans, are clearly communicated upfront, ensuring that you are fully aware of the costs before using the service.